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Tuesday, November 25, 2025

INTEREST FREE - LOANS for SHG

 The Telangana government is launching a program to distribute interest-free loans to women's self-help groups (SHGs) across the state. Under this program, the government has released a total of Rs 304 crore and is providing interest-free loans to around 3.5 lakh women. This can be of great help to women in starting or expanding small self-employment programs(enkoorinfo).  Since the  interest amount will be borne by the government, the beneficiaries will only have to repay the principal amount. The main objectives of the program  are to increase women's economic autonomy, strengthen the rural economy, and improve household incomes.(enkoorinfo)



INTEREST FREE - LOANS for SHG


SHG loans without interest.

More info:

1. A small group

These loans are specifically intended for women from Self-Help Groups (SHGs).

About 3.5 lakh women are expected to benefit from these loans.

It aims to increase the financial autonomy of women in micro-enterprises, small agricultural communities, and additional social-level income by providing interest-free loans.
(enkoorinfo)

The government's objective is to strengthen women's economic capacity.



INTEREST-FREE LOANS FOR WOMEN FROM SELF-HELP GROUPS

Loans and repayment limits:

At present, no official information has been released on "What is the loan ceiling for a single woman / SHG member" (not explained in popular news).
(enkoorinfo)

The absence of interest on the loan is supported by the government (SUS) - that is, women do not have to pay interest, but repay the principal.

The dangers:

If the loan is not repaid on time, it can increase.

Financial management requires particular attention when distributing quick loans - transparency and accountability within the GEA require management.
(enkoorinfo)

The government should monitor the use of credit if it is commercially available and if women are truly using it for work.

Strong impact:

It's an excellent opportunity to increase employment opportunities for women.

We can work to support small businesses  such as craft and agricultural product offices in rural areas can help.
(enkoorinfo)


Self Help Groups - LOANS w/o INTREST


This increases women's economic independence and improves income levels.

Note: Many obvious details of the program, such as the "loan limit for each single woman" or the "repayment schedule," are not fully covered by the currently available information sources
(enkoorinfo). It is advisable to obtain this information thru the official Telangana government website or from local authorities / Central SHG offices.(enkoorinfo)

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